Workers’ compensation is meant to provide benefits for employees who suffer work-related injuries or illnesses. However, those benefits are not automatic. Even when your injury is legitimate and clearly connected to your job, certain mistakes can give an employer or insurance carrier grounds to challenge your claim.
Here are some of the mistakes that could risk your workers’ compensation benefits after a workplace accident in New Jersey.
Waiting too long to report your injury
It’s best to report a workplace injury to your employer as soon as possible, even if you initially believe it is minor. Be specific about what happened, when it happened and the symptoms you experienced. Delayed reporting can make it harder to establish when and how the injury occurred, which can lead to unnecessary complications.
Failing to follow your approved treatment plan
You may naturally want to see your own doctor after an injury. However, New Jersey workers’ compensation generally allows your employer or their insurance carrier to select the treating physician. Seeking unauthorized treatment without first understanding the applicable rules could leave you disputing who is responsible for the medical bills.
It’s equally important to follow the treatment instructions. Attend all medical appointments, and if the authorized doctor recommends treatment or places restrictions on your work, follow those instructions and keep records of your appointments and medical communications.
Posting on social media
Think twice before sharing a photo or update on social media about your condition after a workplace accident. Your social media posts could be used to challenge your claim, especially if they appear inconsistent with your reported physical limitations or severity of your injury. Avoid discussing your claim online, and remember that changing your privacy settings does not necessarily prevent information from becoming evidence.
If you encounter any issues with your workers’ compensation claim, experienced legal guidance can help you understand your rights and the options available. It can go a long way in protecting your ability to receive the benefits you may be entitled to while you recover.