When defective equipment causes injuries at work, employers face serious legal risks. Catastrophic injuries can lead to worker’s compensation issues and possible third-party claims.
Employers need to understand these responsibilities to protect both their workers and their business.
Workers’ compensation coverage
In New Jersey, employers must provide workers’ compensation for employees injured on the job. This system covers medical expenses, lost wages, and rehabilitation costs. If defective equipment causes an injury, the employee can file a workers’ compensation claim. Workers’ compensation is usually the only option for employees, meaning they cannot sue their employer directly for most workplace injuries.
Third-party liability claims
Workers’ compensation protects employers from direct lawsuits, but there can still be third-party claims. If defective equipment causes an injury, the worker might have a claim against the manufacturer or supplier of the faulty equipment. Employers should be aware of these third-party claims, which can lead to more legal action. Keeping good records of equipment purchases and safety checks can help protect employers.
Employer responsibilities and safety protocols
Employers must provide a safe workplace. This includes regularly inspecting and maintaining equipment to keep it working properly. If an employer fails to fix defective equipment, they may face penalties or higher liability, especially if negligence is involved. Following state and federal safety rules helps employers lower the risk of injuries and limit their legal risks.
Reducing risks from defective equipment
Defective equipment can create legal problems for employers when it causes injuries. By understanding this, employers can protect their employees and business from legal trouble.